They are secure and private because they don’t store your user names, passwords, or account numbers. You can separate your work accounts from your home accounts or even view joint accounts as an individual. Wouldn’t it be great to not have to keep those long Excel spreadsheets anymore? Or for some, the long checking account books and hand-written budgets. You can easily compare your spending month-to-month and get alerts about bill payments and due dates.

Take a tour of Mint’s features and hopefully you’ll be on your way to a brighter financial future.

• WiFi – your iPhone is wired for use practically everywhere! You can link up to any WiFi network to browse the internet or get connected, which means airports, Starbuck’s, your office. If there isn’t a WiFi connection, then use AT&T’s Edge cell network to get connected quickly.
• Email – all of your email accounts are in one place and easy to configure. Yahoo, Gmail, .mac, AOL and Outlook accounts can all be added to the phone. So, there’s not more logging on to your personal accounts at work.
• iPod – store your music on your phone. With 8GB of memory you’ll have enough room for all your favorite songs, podcasts, and movies. Plus, you can download directly from iTunes on your iPhone – no computer required!
• GPS – Google Maps is built into the phone with GPS capabilities. You don’t even need an address – search for restaurants and it’ll automatically find you the closes ones to your present location.
• Calendar – like email you can sync all of your account calendars into one.
• Camera and Photos – of course, this phone has a camera and iPhoto built in.
• World Clock – see the local time for all of your offices at a glance.

$399 may seem steep, but with all of these features it clearly beats the Blackberry, where current models are selling for $299.

Here is his list:

1. (username)
2. (username)123
3. 123456
4. password
5. 1234
6. 12345
7. passwd
8. 123
9. test
10. 1

He also notes that another common strategy for hackers is to try the default password set by vendors, such as “default,” “system,” or the company name. If you install a new program or have a default password assigned to you, be sure to change it immediately.

The three leading online meeting tools are WebEx, GoToMeeting, and Microsoft Live Meeting. A few things to think about when selecting your web conferencing solution are: (1) average number of attendees per meeting, (2) average number of monthly meetings, and (3) what features are essential to your business. There are a number of free and discounted tools available, so please leave a comment on this post if you have a recommendation for another solution not listed.

Here is a brief overview:

• WebEx – offers 14 day free trial, allow others to share screen for multiple presenters, record and playback online meetings, pay per use $0.33 per minute, special offer for 5 or more named users at $75 per month, per host, plus $0.05 per minute, per user toll call-in and $0.20 per minute, per user toll-free call-in US/Canada
• GoToMeeting – offers 30 day free trial, monthly rate of $49 and includes unlimited conferences with a maximum of 15 participants per conference, no licensing for attendees, includes toll-based phone number for each meeting at no cost
• Microsoft Live Meeting – offers 60 day free trial, provides meeting reports and interactive white board, minimum of 5 users required with a monthly fee of $4.58 per user per month who can each schedule and manage meetings up to 15 users, plus additional $0.25 per minute (monthly use-it-or-lose-it commitment required)

One final note, be sure to check out The World Clock Meeting Planner to find a convenient time to meet when participants are in multiple time zones.

Microsoft offers free online webinars that are pre-recorded for viewing at any time. The hitch, you have to have a Windows Live ID, but again, this is free. And, if you currently use MSN Messenger, then you probably already have an account. They’ve created a site geared specifically toward Administrative Professionals – click here to check out their site. The other hitch, this is best viewed on a PC in Internet Explorer with Windows Media Player because it uses their proprietary meeting software LiveMeeting.

Both webcasts and podcasts are available for Excel, Outlook, PowerPoint, Visio, and Word. Despite the drawbacks listed above, this is a great tool to learn the tips and tricks of MS Office. All of the webinars are available for download so you could even forward copies to your Webmaster to post on your company’s intranet.

But, be warned – Ben’s Bargains is dangerous! You’ll find so many good deals that you can’t stop shopping.

Disclaimer: The deals above were only available at the time of post. Check Ben’s Bargains daily for the latest specials or syndicate using RSS.

So, how do you convert a document into a PDF without expensive Adobe software? I suggest PrimoPDF. You can download the software for free at CNET. [A side note: CNET is a website for tech product reviews, news, and videos - like a free Consumer Reports for technology.] Once you download the software, follow these easy steps to convert your document:

1. From any source (MS Word, Excel, PowerPoint, etc.) select File > Print
2. Use the printer name drop-down menu to select PrimoPDF
3. A pop-up box will appear with PrimoPDF instructions
4. Choose the desired PDF settings and select a location to save the document with the “…” button
5. Click Okay and wait for Adobe Reader (or other PDF reader program) to open a copy of the converted document

CNET did a review of both browsers and their choice for the top browser is….drumroll….Firefox!

Firefox 2 still rules the browser roost for now, despite a much improved version of Internet Explorer. The most obvious new feature for IE 7 (tabs) has been in Firefox forever, and the security additions from Microsoft aren’t enough for us to allay concerns over new possible exploits. Lastly, the extensibility of Firefox 2 is its knockout punch, and IE’s add-ons cannot compare. The flexibility and customizability of Firefox might be best suited to more advanced Web users, but it has earned its spot at the top of the browsers.

I know some of you will be a little reluctant to give it a try, but I promise you, once you get started, you’ll be addicted – and never again frustrated trying to search around for that great website you know you bookmarked at home.

Ready to get started? Go to del.icio.us and create a user account. They’ll walk you through the steps to import all of your bookmarks from your computer. Now, here’s the key part – del.icio.us isn’t like your traditional bookmark program. Del.icio.us uses tags (kind of like the categories on my blog) that allow you to place a bookmark in multiple tags (for example you might tag Expedia as travel, flight, and search).

Final tips before I send you on you tagging ways:

1. tags are separated by spaces, so you must use newyork, not new york
2. to share all of your tags (or just certain ones) with friends add them to your network
3. download the IE and Firefox toolbar buttons for easy tagging
4. bundle tags together (e.g. home and work bundles) – sort of like folders for your tags, but you can have one tag in multiple bundles
5. bookmark Admins @ Work using the link to the left